IRA Maverick - Master of preventing errors with IRAs
Testimonials
Here are some peoples' testimonials of CalRima's work in the area of Health Insurance.
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I would not hesitate to recommend Mary Lee, an agent with CalRima, to any of my friends. In my dealings with her, she's been very professional, knowledgeable, a good listener, responsive to my needs and most assessable. As distasteful as I find insurance matters, it was always a pleasure to meet with her, to experience her support and reassurance.
 
After losing the major portion of my retirement monies to fraud and desperately needing to quickly downsize, Mary immediately jumped in to help me. My health insurance premiums were painfully high despite a $5,000 deductible due to penalties from prior medical problems.  Mary wanted to help me lower the cost of my premiums and demonstrate that the penalties were no longer applicable. She researched various plans and reviewed them with me.  After choosing the optimal plan to fit my needs, she patiently sat with me and helped me fill out the lengthy application. Her experience in dealing with insurance companies was invaluable in knowing how to properly fill out these forms, down to choosing the right words to describe various conditions.  She also submitted old doctor bills for me: ones that I had neglected to submit for reimbursement.  
 
Consequently, she saw to it that I quickly got some money in my pocket as reimbursements, and I was thrilled to find out shortly thereafter that the insurance company accepted my application for a new plan - a plan which not only cut the cost of my premiums in half while giving me better coverage but included a lower deductible as well. 
 
I know I wouldn't have achieved the same results without Mary's help.  She calmly guided me through the morass of complicated medical plans and wrote an effective, convincing cover letter to the insurance company, highlighting the key issues that undoubtedly influenced their judgments for coverage.  I'm most appreciative for all Mary Lee has done for me, and rest easy knowing that I've got a strong advocate on my team should I have future need for her assistance.

Betty - Saratoga, CA

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Hi Mary,

At this time I would like to thank you for all the times and efforts you have put in to get us squared away for our medical insurance.  Initially I contacted you in regards to Medicare supplemental.  You spent much time to educate me and guide me in the proper direction.  As you know, I felt so comfortable and confident with you, that when we had questions with my wife, Aurora"s medical insurance, we asked you to step in and help.  As a result, I changed my previous insurance broker after 20 years, and let you handle our needs.
 
Just want to thank you again for your tireless work in getting us the best programs and being there promptly whenever we had any questions or problems.
 
You can use me any time for professional references.
  
 
Dennis - Atherton, CA

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Mary,

I want to thank you for the great insurance. I have a new doctor and he is very thorough. I have seen specialists and had many different tests and so far I have had no out of pocket expenses. These were things I didn't expect. Thank you for making it so easy for me. I have a friend who will be turning 65 in August and I have told her about you, so she will be calling you soon.

Love,
Sandy - Salinas, CA

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