Here are some peoples' testimonials of CalRima's work in the area of Health Insurance.
========================
I would not hesitate to recommend Mary Lee, an agent with CalRima, to any of my
friends. In my dealings with her, she's been very professional,
knowledgeable, a good listener, responsive to my needs and
most assessable. As distasteful as I find insurance matters, it was
always a pleasure to meet with her, to experience her support and
reassurance.
After losing the major portion of my
retirement monies to fraud and desperately needing to quickly downsize,
Mary immediately jumped in to help me. My health insurance premiums
were painfully high despite a $5,000 deductible due to penalties from
prior medical problems. Mary wanted to help me lower the cost of my
premiums and demonstrate that the penalties were no longer applicable.
She researched various plans and reviewed them with me. After choosing
the optimal plan to fit my needs, she patiently sat with me and helped
me fill out the lengthy application. Her experience in dealing with
insurance companies was invaluable in knowing how to properly fill out
these forms, down to choosing the right words to describe various
conditions. She also submitted old doctor bills for me: ones that I
had neglected to submit for reimbursement.
Consequently, she saw to it that I
quickly got some money in my pocket as reimbursements, and I was
thrilled to find out shortly thereafter that the insurance company
accepted my application for a new plan - a plan which not only cut the
cost of my premiums in half while giving me better coverage but
included a lower deductible as well.
I know I wouldn't have achieved the
same results without Mary's help. She calmly guided me through the
morass of complicated medical plans and wrote an effective, convincing
cover letter to the insurance company, highlighting the key issues that
undoubtedly influenced their judgments for coverage. I'm most
appreciative for all Mary Lee has done for me, and rest easy
knowing that I've got a strong advocate on my team should I have future
need for her assistance.
Betty - Saratoga, CA
=================================
Hi Mary,
At this time I would like to thank you for all the times and
efforts you have put in to get us squared away for our medical
insurance. Initially I contacted you in regards to Medicare
supplemental. You spent much time to educate me and guide me in the
proper direction. As you know, I felt so comfortable and confident
with you, that when we had questions with my wife, Aurora"s medical
insurance, we asked you to step in and help. As a result, I changed my
previous insurance broker after 20 years, and let you handle our needs.
Just want to thank you again for your tireless work in getting us
the best programs and being there promptly whenever we had any
questions or problems.
You can use me any time for professional references.
Dennis - Atherton, CA
==========================
Mary,
I want to thank you for the great insurance. I have a new doctor and he
is very thorough. I have seen specialists and had many different tests
and so far I have had no out of pocket expenses. These were things I
didn't expect. Thank you for making it so easy for me. I have a friend
who will be turning 65 in August and I have told her about you, so she
will be calling you soon.
Love,
Sandy - Salinas, CA